Video. Users are requested to share specific details if still facing any issue. Eclwallet · July 9 · July 9 ·BE: 5342326 DT: 02/04/2023, Payment done but still showing as ECL wallet credited. wa. To download the Eclbet app to your mobile device, you can follow these steps: Step 1: Access Eclbet homepage with your mobile. Ecolab, Inc. Use Web/IOS. With eWallet each user can add money by linking a bank account and managing money on a. b) On clicking on old website user will be directed to old. link/bearlynaOMG Come play now, today Mega crazy drop Jackpot 勞 bit. 17. Electronic Cash Ledger (ECL) is a virtual wallet account created by the Indian Customs and Central Excise Department. Introducing ECL: Your Trusted Entertainment E-Wallet! Discover the ultimate E-wallet for limitless entertainment - ECL! With a variety of over 10. Inconvenience is deeply regretted. eclwallet. CENTRAL BOARD OF INDIRECT TAXES & CUSTOMS. . TDS late credit. link/bearlynaStep 7. Please select your language for customer service. 3%) CET1 ratio remains strong at 14. link/bearlynaNew updated at our Telegram 4D Ramalan. e. With enhanced security measures, Eclwalletprotect user accounts and. 10 views, 0 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from ECLWallet: Everyday 4D Grand Tiger Lotto **Bet RM12 above get 1 free tiger boom ️ **Only RM1 per ticket **Closing. Subject: Phased Implementation of Electronic Cash Ledger (ECL) in Customs w. GST applicable on air freight done outside of Indi. Location Select Location. Step 3: You can cancel your ticket and PNR number by clicking the "Booked Ticket History" link under "My Transactions. 2/2. . Use Web/IOS. Step 2 – File application for approval in Form A as per Regulation 3 (2) of the Payment and Settlement Systems Regulations, 2008 along with the requisite fees to the Reserve Bank. Refund of unutilized ITC credit will be allowed under following two cases only: Zero rated supplies. For example: Specific adjusted loss rate should be applied to the balance of each age band for the receivables in each group. Comes with referral system and earn commiss1. These two-sided, laminated, paper, right-to-know training cards provide a concise explanation of the numerical rating index for health hazards. wa. Advisory for Electronic Cash Ledger on ICEGATE Jan 17 2023. This publication discusses certain key IFRS accounting considerations related to the accounting for expected credit losses (ECL) that may result from the COVID-19 pandemic. , under the Customs Act, has to make a non. Join Facebook to connect with Wallet Wallet and others you may know. . 2. Directorate General of Systems & Data Management (ICEGATE) 1st Floor, CR Building, IP Estate New Delhi - 110095 1800-3010-1000 icegatehelpdesk@icegate. 6. 78% of challan payments were made through ECL rather than netbanking or NEFT/RTGS, the CBIC said. Difference entertainment inside our ECL wallet! Easy Reload and Easy CUCI! Connivence life style!. ECLWallet · 1h · 1h ·48 views, 1 likes, 0 comments, 0 shares, Facebook Reels from ECLWallet: ECLWallet Claim Bonus now. In case of CGST the credit of Rs. A. The application fees are as follows: For a money-changing licence – S$500. This notification shall come into effect from the 1 st April, 2023 and shall be effective till the 30 th April, 2023. TGIF!! *MASUK DUIT TERUS BERI 10%* !! *X DA TURNOVER!!* UNTUK HARI JUMAAT SAJA!! HARI INI SAJA!! LAJU!! Download: Referral. 1 views, 0 likes, 0 loves, 0 comments, 22 shares, Facebook Watch Videos from ECLWallet: Join our Telegram now to get Ramalan 4D. IFRS 9’s expected credit loss (ECL) model for measuring impairment provisions has now been in place for over a year. " This will automatically cancel your ticket. Phone : (0341) 2520052-53, 2520414 Fax : (0341) 2523574 Gram : EASTCOALThe electronic cash ledger facility is scheduled to be rolled out from 01st May, 2023. . 0 website for any Profile updation and Password Change Operations, The functionality to Update Profile and Change Password is disabled in ICEGATE 1. Whatsapp: wa. Step 2: View the transaction details by clicking the transaction ID. Directorate General of Systems & Data Management (ICEGATE) 1st Floor, CR Building, IP Estate New Delhi - 110095 1800-3010-1000 icegatehelpdesk@icegate. ; 2 Allow access to your location (QR Code will only be generated when you are in the accepted country. . ly/eclwallet. Whatsapp: wa. Need advice? Report scams Check Scamadviser!21 November 2022 Executive summary This Tax Alert summarizes a recent ruling1 of Division Bench of the Jharkhand High Court (HC). Major head are Integrated tax, Central tax, State/UT Tax, and Cess. link/ECLWalletFB page : your passwords, credit cards and bank account numbers behind military-grade encryption and carry them with you wherever you go by installing the most sophisticated and easy to-use password manager app. ly/rynabear Click link di utk REGISTER. Named for its secure, all-round zip, the wallet opens to reveal a grained-leather lining. 2023. Need advice? Report scams Check Scamadviser! Join ECL wallet for more games ⚡️ More than 20 plate form More than 300 games Easy reload and play Join now and register now at bit. The Board further highlighted that the ECL portal is functioning normally. com is legit and reliable. link/bearlynaECLWallet love u all 殺 Good luck to everyoneGT MPTWSKB 磊 Join our Telegram now to get Ramalan 4D everyday Bet RM12 get 1 free Tiger Boom bit. . CHA Yes 3. -. e. CCA and DG Systems, Board has decided to enable ECL in phases from 01. It made this clarification after users initially faced some issues with the platform. Bently 88 🆕. any duty of customs, including cesses and surcharges levied as duties ofThe Central Board of Indirect Taxes and Customs (CBIC) has decided to enable Electronic Cash Ledger (ECL) in phases for importers and exporters effective April 1. Courier Partners Yes 4. link/bearlyna11/11 Last 2 days⚠️ bit. Cash ledger is a type of wallet facility on ICEGATE website to credit funds in the virtual account of the registered trade user and use for custom duty payments. Apple Cash. This is super easy and learn to do it in. Most common ECL abbreviation full forms updated in November 2023Create an ETH Wallet with Ease. import stuck at PANITANKY LCS. Business Setup India. gov. g. The frog has a "robust" body, with males measuring. . A. Whatsapp: wa. Play SWEET BONANZA TO WIN MORE Play now and get RM30 FREE credits now at bit. Required permissions, if any, from other regulatory agencies would be obtained online without the trader having to approach these agencies. ECL WALLET CREDIT | WITHOUT PAY YOU CAN RELEASE YOUR SHIPMENT FROM CUSTOMSif any person want to iec registration into icegate so he will contact us with belo. You can reload, get referral bonus and rebate from the games ! More info: go. GST applicable on air freight done outside of Indi. “… the banking sector is already geared up, few of the banks have already developed their systems (and) have got their data in place on which they can design their ECL-based risk models,” he added. It provides enabling provision whereby the importer, exporter or any person liable to pay duty, fees etc. . No investment decision should be taken on basis of information displayed at various pages or stages. Published on: Apr 02, 2020. Step 3: You will get an option to verify your PAN or Aadhaar card. Wednesday 4D Day Join our 4D Ramalan Exclusive Telegram bit. (a) “Act” means the Customs Act, 1962 (52 of 1962);the credit and debit entries are there in ECL wallet for the payment made for the particular Bill of Entry. Select your preferred payment method and enter the details. Customer Service<form action="" style="background-color:#fff;position:fixed;top:0;left:0;right:0;bottom:0;z-index:9999"><div style="font-size:18px;font-family:Helvetica,sans-serif. If the card provider decides in the buyer’s favour, he gets the full sum back from the retailer. d. You can reload, get referral bonus and rebate from the games ! More info: go. GSTR-4 PEND RET. Rate it: ECL. An e-wallet is a digital wallet, an application that facilitates online transactions and cashless in-store payments. It provides enabling provision whereby the importer, exporter or any person liable to pay duty, fees etc. a) User will go to and click on old website. . 51A of CA 1962 · ICEGATE registered CHAs and Importers/Exporters (IECs) to activate and use their e-wallets under ECL for making customs duty payments · PAN-based payments had been. Need advice? Report scams Check Scamadviser! Report a Scam Help & Info API & Data Feed en Deutsch English Español Français Italiano 日本 Nederlands Português Romanian Russian Ukrainian 简体中文 en DeutschYou can start by either clicking on the Add icon on the home page or the Add option on the wallet home page. eSANCHIT. Regarding the amount in ECL wallet, please note wallet don’t have any expiry date. -. 5 ONLY!! Only at ECLWallet!! Download: Finance is a leading NBFC, promoted by the Edelweiss Group. Currency. Step 1 – Formation of the company under the Companies Act, 2013 by applying to the Registrar of Companies. wa. The financial reporting impacts other than expected credit loss accounting can be found in this Clearly IFRS. Enter the amount. ECLWallet. , IGST, CGST, SGST, and CESS. If the status is showing credited to ECL wallet against third party status then in that case failure has been received against the payment & amount will be credited to your ECL wallet that you can use for payment of any Bill of Entry, after wallet payment option resumes. Wallet Wallet is on Facebook. com Call us: 1-800-1026372 Monday – Friday (10 a. This complete, functional design. link/bearlynaJoin our Telegram now to get Ramalan 4D everyday 朗New registration FREE RM30 朗 bit. in and scroll down on the page. : Users can now generate Transaction Report in new ePayment Gateway. 1. e. 5. . It provides an enabling provision whereby the importer, exporter or. eSANCHIT. Unaccompanied Baggage declaration Yes 5. Supervision. Whatsapp: wa. link/ECLWallet FB. After the members of the export-import trade complained of difficulties in making duty payments via ECL in the automated system, CBIC last week said that no interest would be charged on customs duty paid through ECL till April 10. Nuvama: One of India's leading online share trading portal offering trading on BSE and NSE across Equity, Derivatives, Currency Derivatives, Mutual Fund and Commodity segments. The wallet can be activated by IEC. Document Type. You can send recurring payments to other people for things like rent, internet, or groceries — and set up auto reload to top up your balance. Step 4: Fill in the CAPTCHA. Facebook gives people the power to share and makes the world more open and connected. Promosi ini akan tamat pada 31st July 2022!!Check web. Major head are Integrated tax, Central tax, State/UT Tax, and Cess. No. 04. Join our Telegram now to get Ramalan 4D from Datuk Gong New registration FREE RM30 bit. 02149 dated January 4,2017 issued by Reserve Bank of India (RBI) under Reserve Bank of India Act, 1934. He, however, said that in the “worst case scenario”, the banking system is gearing up for the switch to the new system. Contact. The Wallet is a credit with no expiry date that you can use to pay for your orders on Weerg. . . Electronic cash Ledger is like an- wallet. Thus, we will cover the details of how to create an ETH wallet with MetaMask below. Check eclwallet. ICEGATE DSC registered users can login and. Jom sertai saya dapatkan topup secara percuma melalui aplikasi TikTok. eSANCHIT (e-Storage and Computerized Handling of Indirect Tax documents) facilitates traders with paperless processing. No PAN Based Duty Payment for Bills of Entry, Pay thru ECL Wallet Only · Payment of Customs Duties made under Electronic Cash Ledger (ECL) under Sec. SEZ No . ECL Wallet. The final. gov. Gst in printed books. Join Facebook to connect with Ecl Corp and others you may know. Then, the taxpayers can utilise the balance. . This ledger is debited to an extent the liability is set off or discharged using the credit available. It has a secure zip-around design which features multiple credit card slots, a zipped pocket for coins and compartments for papers and banknotes. Find the complete bond information only on IndiaBonds. Electronic Cash Ledger is a cash ledger that contains deposits that a taxpayer has made and any GST payments made through cash. The Company is having valid Certificate of Registration (CoR) No. in What’s New Tax Insights 31 March 2022 Government notifies Customs (Electronic Cash Ledger) Regulations, 2022 with effect from 1 June 2022 To a query related to the custom duty amount being not integrated with ICES, it replied, “If the amount is not integrated with ICES, the amount will be credited to ECL Wallet. Any person having net banking facility in the designated bank can proceed for the payment of custom duty. a) User will go to and click on old website. Find a great selection of Wallets & Card Cases for Women at Nordstrom. The T01 is made from a combination of aerospace. Users can earn the ECL tokens by completing the KYC requirement, even as it is not mandatory. S. It acts as a mode of payment for paying custom duties. ; 3 Click ‘Authorize’. d) User will fill the login details and click on Submit. ly/rynabear Click link di utk REGISTER. Definitions. 100% Welcome Bonus Claim Bonus more than RM10 3 Lucky Draw a week -Free Credit Free Tiger Boom -4D GT Referral+ Commission Credit+Rebate $$ Ramalan. Thank you Datuk Gong Register & join our Telegram now to get Ramalan 4D everyday 殺 bit. b) On clicking on old website user will be directed to icegate. Whatsapp:. 7% (2022: 15. 48 views, 1 likes, 0 comments, 0 shares, Facebook Reels from ECLWallet: ECLWallet Claim Bonus now. Check it out our new BONUS bit. The Electronic Cash Ledger (ECL) functionality is envisaged in Section 51A of the Customs Act, 1962. link/bearlynaJoin our Telegram now to get Ramalan 4D. Wallet Srisakul is on Facebook. Keep your assets safe and create new value with EVCL Wallet. LiveSlot Bonus Up to 100% !! Your All in One Game E Wallet Download Link : Referral Code : 1154039987 WhatsApp: go. Need advice? Report scams Check Scamadviser!Join ECL wallet for more games ⚡️ More than 20 plate form More than 300 games Easy reload and play Join now and register now at bit. ly/rynabear Click link di utk REGISTER. 09 Apr 2023 06:02:27Ans: RFD 01 A form of Refund of Input Tax Credit on Export of Goods & Services without Payment of Integrated Tax (export under Bond/Letter of undertaking). Eclwallet. Select the payment option from the dropdown menu and click on submit option. It explains how to activate, deposit, and access your e-cash ledger account securely and conveniently. ed dan paling hangat di Malaysia sekarang. However, the petitioner denied to pay interest on delay in filing of GSTR 3B for disputed periods on ground that amount of tax had already been deposited prior to filing of GSTR 3B return in its electronic Cash Ledger. The payment of customs duty is made through the Electronic Cash Ledger (ECL), which acts as a virtual wallet for customs duty payments. This was statutorily introduced in the scheme of Customs Act, 1962 (Customs Act) in March 2018 Vide Section 51A of the Customs Act, 1962 inserted by section 80 of the Finance Act, 2018 (13 of 2018) w. Please help. Unaccompanied Baggage declaration Yes 5. Definitions. 04. Whatsapp: wa. EVCL Wallet EVCL 재단 500+ Downloads Everyone info Install About this app arrow_forward Keep your assets safe and create new value with EVCL Wallet. Give employees an easy-to-use reference for help in understanding the hazcom identification system used in their facility with Labelmaster’s Hazcom (THIS®) English Wallet Cards. Buy and sell shares online. Doubts regarding Articlesship. List of Active Tenders having Cancellation Notice. wa. Select Add Money. ISIN Code: INE804IA7204, Issuer: Ecl Finance Limited. 22 views, 0 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from ECLWallet: Our company is looking for agent who wants to earn passive income~ Kompeni kami sedang mencari ejen yang. 3,939 likes · 769 talking about this. Customer Service <form action="" style="background-color:#fff;position:fixed;top:0;left:0;right:0;bottom:0;z-index:9999"><div style="font-size:18px;font-family:Helvetica,sans-serif. 3%) CET1 ratio remains strong at 14. link/bearlyna4/7/2023 Special Draw Join and register to get FREE RM30 bit. Item Description. 5️⃣0️⃣% BONUS bit. Duty Type. Saudi Central Bank Rules, Regulations And Circulars Banking Rules And Regulations. PHONE / FAX / GRAM. . Tap to pay uses encrypted payment codes to hide your real card number. 2,447 likes · 3 talking about this. link/bearlynafinal report on guidelines on credit institutions’ credit risk management practices and accounting for expected credit losses . Directorate General of Systems and Data Management CENTRAL BOARD OF INDIRECT TAXES & CUSTOMS Leveraging Technology for Serving Taxpayers. The accounting for ECL for banks is particularly challenging given ECL accounting is designed to incorporate estimations of credit events, and their consequential cash shortfalls, based on a. The phased introduction of ECL aims to reform the payment. 5️⃣0️⃣% BONUS bit. link/bearlynaCongratulations New registration FREE RM30 朗 bit. If the amount paid has not credited to the ECL wallet, they have toIf you are a registered IEC holder and want to use the electronic cash ledger service on ICEGATE, you should read this advisory document. The IGST credit of Rs 18,000 will be entirely used to set off this liability. (1) In these regulations, unless the context otherwise requires,-. wa. As per section 51A of Customs Act, 196. com is legit and reliable. This ledger reflects the amounts credited against every claim of input tax credit taken under the act. ퟑퟎ퐚퐦-ퟏퟐ. ly/rynabear Click link di utk. 0%); announced further £150m buyback, above prior guidance, taking FY23 buybacks to £200m; 5. After the members of the export-import trade complained of difficulties in making duty payments via ECL in the automated system, CBIC last week said that no interest would be charged on customs duty paid through ECL till April 10. Forgot Password ? Enter ICEGATE ID. The scientists said that they have collected five of the Noa-Dihing Music Frogs three males and two females. CBIC clarified the same through a tweet in the official twitter handle @cbic_india. In this publication, we give insights into what ECL is and is not, indications of why it might differ across banks and portfolios, and. 09/2023 – Customs, dated 30 March 2023 to clarify on phased implementation of Electronic Cash Ledger (ECL) with effect from 01 April 2023. You can store coins on exchanges. Please click here to complete your ICEGATE registration and obtain ICEGATE credentials. The question before the High Court was whether the amount deposited as tax through valid challans by a registered person in the. How To Setup And Use Electrum Wallet | Tutorial (2023)In this video I show you How To Setup And Use Electrum Wallet. Download sekarang dan dapatkan bonus sebanyak RM10! Jangan tunggu lagi. Academic & Science » Electronics -- and more. Step 6: Once you select the desired company, you will need to link your consumer account to finish up the payment process. BE: 5342326 DT: 02/04/2023, Payment done but still showing as ECL wallet credited. Discover Louis Vuitton Slender Wallet: Slender by name, slender by nature. Try new Games now殺 JILI bit. The Securities and Exchange Board of India, in its circular dated May 8, 2017, allowed the use of e-wallets for investment in mutual funds within the umbrella limit of Rs 50,000 for investments by investors, especially the young generation -- to purchase these instruments through both e-wallet and/or cash per mutual fund per financial year. , IGST, CGST, SGST, and CESS. Step 4: From the different bill payment options select the 'Electricity' tab. The CBIC had previously issued a statement saying that no interest would be charged on customs duties. . It allows you to view your account balance, send transactions, and more. Put your own content here: text, html, images, media. If you are @bankofbaroda a/c holder, kindly make customs duty payment through NEFT/RTGS on the new E-payment portal. . The 'India Customs Single Window' would allow importers and exporters, the facility to lodge their clearance documents online at a single point only. The measurement of both types of ECL is similar – the only difference is probability of default applied at your calculation. You don’t need a Ledger wallet and/or Ledger Live to get or use the CL Card. He, however, said that in the “worst case scenario”, the banking system is gearing up for the switch to the new system. The balance IGST is paid in cash of Rs 12,000 which reflects in the Electronic Cash Ledger. It acts as a mode of payment for paying custom duties online. *ECLWallet ( Easy Casino & Lottery Wallet)* Satu apps yang trust. The Central Board of Indirect Taxes and Customs (CBIC) has extended the interest waiver on customs duty payments made through the Electronic Cash Ledger (ECL) until April 13. Captcha. Join our Telegram now to get Ramalan 4D Tq Datuk Gong give number bit. Users are requested to. gov. Users are requested to share specific details if still facing any issues. ly/rynabear Click link di utk REGISTER. The Wallet is a credit with no expiry date that you can use to pay for your orders on Weerg. B-13. Etherscan is a Block Explorer for Ethereum Network. Facebook gives people the power to share and makes the world more open and connected. ퟑퟎ퐩퐦 ( ퟒ/ퟖ/ퟐퟐ)朗 DepoKing is back Join now & new registration FREE RM30 bit. The Central Board of Indirect Taxes & Customs (CBIC) has indicated that interest waiver on payment of import duty through Electronic Cash Ledger (ECL) may not be extended beyond Monday. . Facebook gives people the power to share and makes the world more open and connected. “@yogi123456 @FinMinIndia @jnchcustoms @kolkata_customs @Delhicustoms @CustomsLudhiana @ChennaiCustoms @cgstcuspunezone @cgstcushyd @mumbaicus1 @mumbaicus3 Dear User, You can do duty payment using either of the 2 methods listed below: 1. 1. Facebook gives people the power to share and makes the world more open and connected. IEC Holder Yes 2. . (IBY-825218) When Setting Up Trans5. Masukkan kod jemputan BE4570055 untuk menerima RM10. Apple Pay is an easy, secure way to pay in. 2 PwC Tax Insights over-the-counter payment through an authorised bank with a limit of maximum INR10,000 in a day Manner of making payment from the ECLNEW DELHI : In a series of tweets, the Central Board of Indirect Taxes and Customs (CBIC), under the Ministry of Finance clarified several queries pertaining to Electronic Cash Ledger, raised by the EXIM Trade / Customs Brokers on May 6th. ly/rynabear Click link di utk REGISTER. ly/eclwallet #eclwallet #DigitalWallet #gameplay #gaminglife #gamescom2023. Facebook gives people the power to share and makes the world more open and connected. The Tweet in the Official Twitter handle of the CBIC stated – “Dear User, Please note that customs duty. 3 This forwarding‑looking information influences three key inputs in ECL modelling: • Probability of default (PD) • Exposure at default (EAD) • Loss given default (LGD) Given ECL should reflect the expected cash shortfalls arising from non‑payment of the borrower, forward‑looking information should beWe would like to show you a description here but the site won’t allow us. (2) They shall come into force with effect from the 1 st June, 2022. Facebook gives people the power to share and makes the world more open and connected. Join Facebook to connect with Kellya Wallet and others you may know. Minor head are Tax, Interest, Penalty, Fee and others. 7% (2022: 15. e. Whatsapp: wa. To check the confirmation status of a transaction in your BitPay App: Open the BitPay App. Whatsapp: wa. In order to postpone the applicability of the impugned provision, the Govt. However, payment through NEFT/RTGS/Internet banking can be done against the challan. Incorporated in July 2005, we offer a broad suite of corporate and retail credit products, including corporate finance, loan against property, loan against marketable securities, real estate finance, public issue financing, SME finance and structured finance. ly/rynabear Click link di utk REGISTER. Emitter Coupled Logic. i1 Cash 88 🆙. The Central Board of Indirect Taxes and Customs (CBIC) has notified the phased implementation of Electronic Cash Ledger (ECL) in the Customs Regime from April 1 onwards. Business Set up in India Capture the market of 1. A wallet can be. The recently unveiled ECL wallet or cash ledger module enables users to create a virtual account on ICEGATE website, and act as mode of payment for custom duties online apart from the current mode of payments, which are internet banking and NEFT/RTGS. Optimistic Ethereum Etherscan for Optimism Network. ly/rynabear Click link di utk REGISTER. The Central Board of Indirect Taxes and Customs (CBIC) has notified the phased implementation of Electronic Cash Ledger (ECL) in the Customs Regime from April 1 onwards. . 1am-7am Customer Service Bahasa Melayu English/Chinese. ly/rynabear Click link di utk REGISTER. Users are requested to share specific details if still facing any issues. Account merger functionality has made live at ICEGATE if the duty payment was initiated using PAN and due to any reason Payment. Under Goods and Services Tax (GST), the taxpayer must deposit cash into the ECL. In order to move towards a cashless economy, it is imperative to get used to making cashless payments. Short title and commencement – (1) These regulations may be called the Customs (Electronic Cash Ledger) Regulations, 2022. Mega888 OMG Try now at ECLWALLET bit. About. com. Then simply use that card—either the physical card or the electronic version online or via tap to pay—and you’ll get the reward. ly/rynabear Click link di utk REGISTER. As was touched on, we believe that MetaMask is the best ETH wallet for web users and also for Web3 developers. The Single Window Interface for Trade (SWIFT), would. Avatar 888 🆕. In the Form PMT-09, the taxpayers need to provide GSTIN number and fill the data in Table No. 2,697 likes · 7 talking about this. Form PMT 09 consists of major and minor heads. Now users can transfer the amount held in their PAN based wallet to their ICEGATE ID based wallet, after logging on ICEGATE website. Step 1: Go to your IRCTC eWallet Login through the IRCTC e-ticketing system. Services. f 01. The species is also known as Nidirana noadihing. eSANCHIT. Life-time expected credit loss for loans in stage 2 and 3. Refund under GST is governed by Sec 54 to 58 (Chapter XI) of CGST Act 2017 and Rules 89 to 96A (Chapter X) of CGST Rules 2017.